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Discovering God’s Answers for Financial Stability In Unstable Times

Live a Life of T.H.A.N.K.S.G.I.V.I.N.G. (Part #1 of 2)

By Pastor Brian Kluth bk@kluth.org

 1 – Transfer Ownership back to God

Col 1:16-17  By him all things were created: things in heaven and on earth…all things were created by him and for him. He is before all things, and in him all things hold together.

1 Chron 29:11-12 Everything in heaven and earth is yours…you are exalted as head over all. Wealth and honor come from you.


2 – Humbly adjust your lifestyle to live below your means

Prov 21:20TLB The wise man saves for the future, but the foolish man spends whatever he gets.       

Deut 25:13-15TLB  In all your transactions you must use accurate scales and honest measurements, so that you will have a long, good life in the land the Lord your God is giving you.       


3 – Avoid or eliminate growing indebtedness & surety

Prov 22:7 The rich rules over the poor, and the borrower becomes the lender's slave.       

Deut 28:15,43,44 If you refuse to listen to the LORD your God…The foreigners living among you will become stronger and stronger, while you become weaker and weaker. They will lend money to you, not you to them.    

Ezek 28:17-18TLB  Your heart was filled with pride…you corrupted your wisdom for the sake of your splendor…You defiled your holiness with lust for gain; therefore, I brought forth fire from your own actions and let it burn you.    

Prov 22:26-27  Do not co-sign another person's note or put up a guarantee for someone else's loan. If you can't pay it, even your bed will be snatched from under you.  (Note: If you are a co-signer for someone, see Prov 6:1-3)


4 – Navigate away from financial temptations

Ps 119:36-37  Turn my heart toward your statutes and not toward selfish gain. Turn my eyes away from worthless things.

Gen 3:6-7  When the woman saw that the fruit of the tree was good for food and pleasing to the eye…she took some and ate it. She also gave some to her husband, who was with her, and he ate it.

Titus 2:12  We are instructed to turn from godless living and sinful pleasures. We should live in this evil world with self-control, right conduct, and devotion to God.

Rom 13:14 Let the Lord Jesus Christ take control of you, and don't think of ways to indulge your evil desires.


5 –Know your financial status and goals

Proverbs 27:23-24TLB  Riches can disappear fast. And the king's crown doesn't stay in his family forever--so watch your business interests closely. Know the state of your flocks and your herds.

Proverbs 21:5TEV  Plan carefully and you will have plenty; if you act too quickly, you will never have enough.


6 – Share with people in need

Proverbs 22:9 Be generous and share your food with the poor. You will be blessed for it.

James 1:27 TLB  The Christian who is pure and without fault, from God the Father's point of view, is the one who takes care of orphans and widows, and who remains true to the Lord-not soiled and dirtied by his contacts with the world.       

2 Cor. 9:9 Godly people give generously to the poor.  Their good deeds will never be forgotten."


You are invited to use this 40 Day Bible devotional.  If you would like additional copies, they are available in the lobby.


FREE SERMON CD's & CASSETTES are available on the lobby table after the service OR watch video or listen to any of Brian’s sermons: www.1freechurch.org 

Kluth 10-06

Website Keywords: Bible verses Generosity Stewardship Giving Tithing Church Giving Money Finance Pledge Offerings Building Capital Campaign Drives Cartoons

What national leaders are saying...

"Brian Kluth has a passion for teaching pastors and church leaders how to lead their congregation to greater levels of generosity.". HOWARD DAYTON, Co-Founder with Larry Burkett of Crown Financial Ministries
"Brian has developed many materials that are very helpful...I endorse Brian very enthusiastically."  RON BLUE, Financial Author and President of Christian Financial Professionals Network
"Brian's resources can be a valuable aid in helping those we serve become God honoring in this area of their lives."  DICK TOWNER, Executive Director of the The Good $ense Movement with the Willow Creek Association
"Brian Kluth is a leader among leaders when it to teaching Biblical generosity.  I value his insights and materials."  DR. STAN TOLER, Popular Speaker, Author & Pastor m





INTERNATIONAL RESOURCES: Availability of Brian's materials in 21 languages (from Europe, Latin America, Africa, Asia, India)

CONTACT INFO: ►Cell: 719-930-4000  Fax: 719-634-7933  bk@kluth.org   5201 Pinon Valley Road  Colorado Springs, CO  80919

(c) Brian Kluth.  All articles and products copyrighted.  For permission to reprint Brian's materials for for personal, committee, church or ministry use, click here.

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What are the themes/topics covered on the 1000+ pages on this website?  This website had resources, materials, articles, cartoons, quips and quotes, and sermons that address matters of Biblical stewardship, generosity, giving, tithing, tithes and offerings, fundraising, building fund pledge drives, church capital campaigns from a Biblical/Scriptural perspectives.  Hundreds of Bible verses and reference are included on this site for pastors, churches, ministers, Sunday school directors, teachers, curriculum writers.  On this site you will find some of the best practices used by churches, parachurches and denominations to encourage giving and generosity among congregations, parishes, and constituencies.

How do the materials on this site help churches, ministries, parachurches, nonprofits, Christian organizations, mission agencies, and denominations?  The generosity and giving material on this website will help any church or groups inspire greater generosity, increase giving, grow their budget, raise funds for church building fund capital campaign projects, teach the Bible and Biblical truth on finances - debt - generosity - savings - giving - offerings - investments and much, much more.

Who are some of the people that have endorsed Brian Kluth or his materials?  Howard Dayton (and the late Larry Burkett) of Crown Financial Ministries and Christian Financial Concepts, Ron Blue - founder of Ron Blue & Company and CFPN Christian Financial Professionals Network (now called Kingdom Advisors), Fred Smith of The Gathering, Bob Buford of Half Time and Leadership Network, Dr. Tony Evans of the Urban Alternative, Lyle Schaller, George Barna of Barna Research, Dick Towner of Willow Creek Association Good Sense Ministry and movement.  Brian has also worked with Generous Giving (Daryl Heald), National Christian Foundation that serves clients all over the country through Christian Community Foundations, Willow Creek Association (WCA), Forrest Reinhardt (formerly of Saddle Back Community Church where Rick Warren is the senior pastor), Christian Stewardship Association, Dr. Scott Preissler, Professor of Stewardship at Southwestern Southern Baptist Seminary in Fort Worth, TX.  Stan Toler formerly of John Maxwell's Injoy Ministries, John Perkins of the Christian Community Development Association (CCDA), Dr. Gene Getz of Dallas Theological Seminary, Richard Hammer of Church Treasurer's Alert.  Brian also had Randy Alcorn speak at the Christian Stewardship Association conference while he was president of CSA. 

What organizations or groups has Brian Kluth been part of or spoken for: Christian Stewardship Association (CSA), National Religious Broadcasters (NRB), National Association of Evangelicals (NAE - Board member), Christian Camp and Conference Association - CCDA (formerly known as Christian Camping International - CCI), Gospel Music Association (GMA), Evangelical Free Church of American (EFCA), Willow Creek Association (WCA), Good Sense Ministry at the Willow Creek Association, ABHE (formerly the The Accrediting Association of Bible Colleges or AABC - the organization was called the American Association of Bible Colleges).  World Evangelical Fellowship (WEF) - - now called the World Evangelical Alliance (WEA) while Dwight Gibson was the USA Director (Dwight Gibson is now with Geneva Global).  Brian attended Asbury Seminary's Beeson Institute for 3 years.  He has spoken at Bethel College and Seminary (now Bethel University), Northwestern College, and University of Wisconsin Inter-Varsity campus groups.

Has Brian's work been covered by the media:  Brian has been interviewed for articles and programs or provided material for Kiplinger magazine (circulation: 1 million), NBC Dateline, an NBC TV affiliate, CBN TV 700 Club,  Moody Radio Network's Open Line, HCJB World Radio International Friendship Program, REV! Magazine, (the former) Moody Monthly magazine, Crown Financial Ministries Money Matters radio program heard on 1000 stations, KYCC Radio based in Stockton, CA, Christianity Today's My Church, Colorado Springs Gazette newspaper, the Christian Report, Willow Creek Association (WCA) Seeds ezine, The Christian Post (as a top story), REV! Magazine;  Church Executive Magazine,  CCM Magazine, UPI - United Press International, USA Religious News,  Christian Newswire, Christian Headlines, Google News, Yahoo News and MSNBC News. 

Here are the links for some of the groups Brian has spoken for, been interviewed by or written for:  National Association of Evangelicals (NAE), Guest Radio Commentator for CROWN FINANCIAL MINISTRIES, Former national president (5 years) with the CHRISTIAN STEWARDSHIP ASSOCIATION Contributing Writer to CHURCHCENTRAL.COM Contributing Writer to GENEROUSGIVING.ORG Contributing Writer to THEGOODSTEWARD.COM - Contributing Writer to CHURCHSTAFFING.COM's "MONDAY MORNING INSIGHT"  -  Contributing Writer to CHURCHWORLDDIRECT.COM Contributing Financial Writer for a book by BROADMAN & HOLMAN PUBLISHERS  -  Interviewed for CHRISTIANITY TODAY'S "MEN OF INTEGRITY" Magazine Contributing Writer to PREACHING.COM Ezine  - Contributing Writer to REV MAGAZINE Contributing Writer to PULPIT HELPS Magazine Interviewed for CHRISTIANITY TODAY'S "YOUR CHURCH" Magazine - Contributing Writer for www.SermonCentral.com

What themes is Brian's cartoons themes about: Brian has developed cartoons on stewardship, cartoons on giving, cartoons on church offerings, cartoons on money, cartoons on finances, cartoons on wealth, cartoons on charity, cartoons on debt, cartoons on shopping, cartoons on credit cards, cartoons on borrowing, cartoons on church building campaign projects and fund drives, cartoons on philanthropy, cartoons on tithes - tithing - offerings.  In addition to cartoons, Brian also has financial - generosity - debt - giving - tithing - money - credit card - philanthropy statistics, facts, figures, stories, sermon illustrations, quips, quotes, and Scripture verses on his website.

Does this website recommend any companies or consultants for church or institutional capital fund campaigns to raise money for 3-year building fund pledge drives?  While Brian is not involved in consulting himself, he does refer people to many of the national and regional church capital fundraising consultants and architects and providers of stewardship resources that he is actively aware of.  Here is a list: www.GenerousLife.info 40 Day Bible devotional that many churches have used for an in-house or consultant-led capital campaign MAXIMUM Generosity resources for Building Funds or Stewardship Campaigns   Guide-to-Funding-Ministry.net    American Church Builders  Brown Church Development Group   Build My Church      California Plan of Church Finance      Capital Campaigns for Churches    Cargill Associates     Church Building Consultants & Architects     Church Funding Counsel     Church Fund-raising Services   ChurchLending.Net - Bank of the West    Evangelical Christian Credit Union    John R. Frank Consulting Group  The Gage Group   Generis Group    The Goehner Group   Havey & Associates   INJOY Stewardship Services     Ken MacLeod & Associates - KMA of Canada    Master Financial Planning Services     Master Resources, Inc.     McConkey-Johnston International   Ministry Campaign Services (for Evangelical Free Churches and other evangelical churches)   The Rogers Company  RSI Church Services Group   Saddleback Church Time to Build Campaign Kit    Shepherds Group     Stewardship Development   Successful Fundraising--Why Hire A Pro?    The Timothy Group    TLC Ministries      Together We Build     What You Should Know Before Hiring A Consultant  

Can you highlight information Brian has put on this website on his "Getting Your House In Order Christian Planning Guide" (renamed: "Because I Love You Christian Planning Guide")? The main themes are faith issues, medical issues and health care directives, funeral planning, estate planning guide, family tree, medical information, family and life legacy and heritage issues, choosing children's guardians, helpful information for caregivers - retirees - aging parents, charitable giving, form for writing a budget, form for debts and liabilities, form for charitable and Christian giving, wills - trusts - estate planning guidance, seasonal household projects, checklists of important names - numbers - family information - legal documents - financial records - bank statements. Click here for more info or sample downloadable Getting Your House in Order manual (i.e. forms and checklists for getting your household information and estate and family affairs in order).

If Brian's website had an internet tag cloud, what would the key words, topics and themes associated with this website?  Bible scriptures truth church generosity giving stewardship Brian Kluth philanthropy finances pastors money sermons  messages contributions generous life - stewardship campaigns - cartoons teaching giving financial statistics church treasurer finance committee - stewardship committee - building fund drive committee executive pastor church administrator stewardship cartoons - wealth tithing tithes charity ministries fundraising non-profits nonprofits quips quotes church building fund campaigns pledge drives   40 day help resources generous giving  curriculum churches budgets finances  humor stories sermon illustrations messages poverty house in order budget crisis problems increase offerings giving best practices churches.


Contact information:  Brian Kluth | 5201 Pinon Valley Road | Colorado Springs, CO 80910 | 719-930-4000 | Email