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Contact Info:
MAXIMUM Generosity
Brian Kluth
5201 Pinon Valley
Colo Springs, CO 80919
Cell: 719-930-4000 Email:
bk@kluth.org
Web: www.kluth.org
Click here to send this webpage to others
Click here to send this webpage to others
Click here to send this webpage to others
Click here to send this webpage to others
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In order to intelligently and wisely make sense out of your financial matters, you will need to go through your
check book(s) and financial records and determine as accurately as you can your AVERAGE
MONTHLY INCOME & EXPENSES -- when no financial records are available for a specific category, please get input from each spouse to determine an estimated amount as accurately as possible.
CATEGORIES |
AMOUNTS FROM CHECK BOOK(S) & FINANCIAL RECORDS |
Totals: |
Monthly Avg
(based on 12 months) |
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Salary |
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Salary |
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Rental Income |
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Interest/Invest. Income |
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Other:_____________ |
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Other:_____________ |
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Other:_____________ |
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TOTAL INCOME(S) |
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Church Giving |
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Christian Ministries |
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Nonprofit Organizations |
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TOTAL GIVING
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State Taxes |
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Federal Income Taxes |
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Social Security |
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TOTAL TAXES
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Subtotal: Giving/Taxes
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To determine your "NET SPENDABLE INCOME", take your total income and subtract your GIVING and TAXES.
The
www.Crown.org
“Budget
Guideline” showing % budget guidelines are based on these amounts.
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Rent or Mortgage |
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Insurance |
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Taxes |
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Electricity |
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Gas |
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Water |
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Telephone |
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Maintenance |
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Furnishings/Furniture |
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TOTAL HOUSING
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Groceries/Hshld Items |
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TOTAL FOOD/HSHLD |
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Payments |
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Gas & oil |
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Insurance |
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Licenses - Auto Club |
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Maintenance/Repair |
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TOTAL AUTO
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Life |
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Medical |
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Other/s: |
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TOTAL INSURANCE
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Credit Cards |
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Loans & notes |
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Other/s: |
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TOTAL DEBTS
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Eating Out |
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Trips |
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Baby sitters |
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Sports/Activ/Lessons |
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Vacation |
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Other |
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TOTAL ENTER/REC
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Man's Clothing |
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Woman's Clothing |
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Child(ren)'s Clothing |
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TOTAL
CLOTHING
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Doctor |
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Dentist |
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Drugs |
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Counseling or _____ |
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TOTAL MEDICAL
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Savings |
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Investments |
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Retirement |
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TOTAL SAV/INV/RET
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Toiletries/Cosmetics |
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Beauty/Barber |
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Laundry/Cleaning |
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Allowances |
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Lunches |
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Subscrip/Books/Music |
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Gift giving |
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Schooling |
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Spending money |
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Pets or
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Other: |
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TOTAL MISC
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TOTAL
AMOUNTS: | |
TOTAL
CURRENT EXPENSES |
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TOTAL
CURRENT INCOME |
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PLUS OR MINUS |
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DEBTS
List each person or creditor you owe (for car payments, house payments, medical bills, charge cards, family members, friends, consolidation loans, etc.)
CREDITORS |
BORROWED MONEY USED FOR: |
TOTAL BALANCE DUE: |
MONTHLY PAYMENT:
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ASSETS
List all cash and physical assets you own (savings accounts, investments, house/s, automobile/s, land, sporting or recreational equipment over $100 in value, electronic goods over $300 in value, tools over $100 in value, etc.)
DESCRIPTION: |
APPROX. PURCHASE PRICE: |
YEAR ACQUIRED: |
CURRENT MARKET VALUE:
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ANTICIPATED EXPENSES
List any non-budget expenses you know or feel may come up in the next 1-12 months (major car repair, car replacement, long distance trip/s, medical expenditures, furniture, appliances, major house repairs/projects, entertainment/recreation purchases, schooling costs, etc.)
ITEMS: |
ESTIMATED COST(S): |
TIME/MONTH CASH NEEDED:
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Click here to FORWARD this page to others
ABOUT THE AUTHOR: Brian Kluth is a national and international speaker and writer
on Biblical generosity and financial matters.
He is also a church pastor and the founder of MAXIMUM Generosity, a public ministry dedicated to advancing Biblical generosity through inspirational preaching, leadership training seminars, writing, resources and the media. Brian’s written materials have been distributed to more than 350,000 Christian leaders in more than 100 countries .For additional materials or to contact Brian, email:
bk@kluth.org or visit:
www.kluth.org
© www.kluth.org.
Copyright reprint permission for non-commercial purposes can be purchased for
$20 to photocopy, fax, email or print this materials for 1-25 people, $50 for
distribution to 26-500 people, $75 for 501-999 people, and $100 for distribution to 1000 or more. To
purchase the required reprint permission, go to the
products page on this website (www.kluth.org), call 1-888-443-7407, or email:
bk@kluth.org
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