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12 Steps Out of Financial Trouble
 

 "MAXIMUM Generosity" -  21st Century Biblical Generosity Resources and Training ( www.kluth.org )

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12 Steps Out of Financial Bondage

Proven steps to help people discover God's plan for financial freedom  

By Brian Kluth, pastor, natl-intl generosity speaker, author & radio commentator (www.kluth.org)

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Brian Kluth
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Cell: 719-930-4000   Email: bk@kluth.org               Web: www.kluth.org

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  •  I have considered my ways and have turned my steps to your statutes.  Psalms 119:59

  •  Direct my footsteps according to your word; let no sin rule over me.  Psalms 119:133

  • A prudent man gives thought to his steps.  Proverbs 14:15

  • Make level paths for your feet and take only ways that are firm.  Proverbs 4:26

  • The wisdom of the prudent is to give thought to their ways, but the folly of fools is deception.  Proverbs 14:8

  •  I will walk about in freedom for I have sought out your precepts.  Psalms 119:45

Step #1  Recognize your need for God's help.  

Step #2  Make a 3-month commitment to get  involved in a small group financial Bible study group (OR with a godly financial counselor) who will help hold you accountable for doing financial Bible studies and budget/debt/financial planning.  Call Crown Financial Ministries for a Bible study group in your area (www.crown.org 1-800-722-1976).

Step #3   Begin reading, listening to tapes and studying Biblical insights into how to manage your finances.  

Step #4   Recognize God as the Owner of all you have and set up a plan to actively give to God first (at least 10%) whenever you get any income.

Step #5   Actively determine your present living expenses and specific debts.

Step #6   Decide to look to Christ for your needs instead of credit.  Take whatever steps necessary to take away the temptation to further spend money you don't have.

Step #7   Develop a new lifestyle and spending plan (giving, savings, spending, and debt-pay-back plan.

Step #8   Send your creditors a copy of your new spending and pay back plan.

Step #9   With God's help; begin to make needed lifestyle adjustments you believe He wants you to make (i.e. job, housing, vehicle, clothing, etc.)

Step #10 Set up a record keeping system that will allow you to monitor your income & expenses.

Step #11 Follow your plan.  As you have extra money, pay off your smallest debts first.

Step #12 As God brings people in your life with similar needs, help others as God has helped you.

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ABOUT THE AUTHOR: Brian Kluth is a national and international speaker and writer on Biblical generosity and financial matters.  He is also a church pastor and the founder of MAXIMUM Generosity, a public ministry dedicated to advancing Biblical generosity through inspirational preaching, leadership training seminars, writing, resources and the media.  Brianís written materials have been distributed to more than 350,000 Christian leaders in more than 100 countries .For additional materials or to contact Brian, email: bk@kluth.org or visit: www.kluth.org

© www.kluth.org.  Copyright reprint permission for non-commercial purposes can be purchased for $20 to photocopy, fax, email or print this materials for 1-25 people, $50 for distribution to 26-500 people, $75 for 501-999 people, and $100 for distribution to 1000 or more.   To purchase the required reprint permission, go to the products page on this website (www.kluth.org), call 1-888-443-7407, or email: bk@kluth.org     

 

 "MAXIMUM Generosity" -  21st Century Biblical Generosity Resources and Training ( www.kluth.org )

Home

Biblical Insights for Preaching & Teaching

 Quips, Quotes, Statistics & Stories

 Leadership Helps  

 Building Fund Projects

Financial Counseling

 Products & Copyright Reprints

Audio Messages

Speaking Ministry

BIBLICAL GENEROSITY RESOURCES FOR: Pastors   Denominations  Church Ldrs  Individuals  Fundraisers   Mags/Webs/Media

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