Church Stewardship Ideas
7 Latest Trends on an Old Subject
By Dr. Brian Kluth, Pastor, Bestselling Author, and
Founder of
www.MAXIMUMgenerosity.org
Stewardship
teaching in churches has been around for two thousand
years, but stewardship is definitely in need of an
biblical makeover in how we present it in the 21st
century.
The days of faithful and generous giving to one’s church
has certainly fallen on hard times. In many
congregations, the “stewardship law of 1/3’rds” is a
reality that is causing many churches to limit or cut
programs, staff, and facility improvements. The
stewardship law of 1/3rd’s means that 1/3 of
your congregation gives $0, 1/3 gives under $500/year,
and only 1/3 gives over $500 year.
Because a majority of people in most churches are not
faithful and generous givers, each church needs to
determine how they are going to help reverse the
downward slide of tight giving. Here are 7 cutting-edge
trends that any church can review to determine which
action items they can utilize in their congregation.
1 – CONDUCT A CHURCHWIDE GENEROSITY EMPHASIS
For many years, churches have concentrated their
stewardship programs on “getting” money for the church’s
budget, bills, or buildings. This form of
“transactional” fundraising may have gotten some dollars
in the plate, but it hasn’t gotten God’s Word in
people’s hearts. Today more than ever, church leaders
need to decide to inspire their congregations to greater
levels of generosity and increased giving by giving
their people Bible-based resources that will make the
generosity message one of spiritual transformation.
Hundreds of churches around the country are actively
using the “40 Day Spiritual Journey to a More Generous
Life” Bible devotional and other resources to help
reintroduce generosity as an issue of spiritual
maturity. Some churches have reported giving increases
of 10-50% by utilizing Bible-based generosity
materials.
Website resources:
www.GenerousLife.info
www.GenerousGiving.org www.GiveWithJoy.org
www.Crown.org
2 – HELP LIFT PEOPLE OUT OF THE MONEY PIT
Many people sitting in your church each weekend are
drowning in a sea of financial mismanagement and growing
indebtedness. They desperately need the truth of God’s
Word to shine a light in their darkness as it relates to
managing finances and giving faithfully. Some of the
best ways to teach church members is through seminars,
small groups, or Sunday school classes. Today, there
are a variety of quality financial curriculums you can
review and then decide which one would be the best for
your Sunday school classes or small groups.
Website resources:
www.GenerousLife.info
www.Crown.org
www.goodsenseministry.com www.Pastors.com
www.daveramsey.com
www.MyFamilyOrganizer.org
3. USE INSPIRATIONAL GENEROSITY MATERIALS
In some churches, mentioning finances in the worship
service means something dull and boring, like having the
church treasurer stand up to tell everyone the church is
behind in their budget. While this may shake a few
shekels out of some tight-fisted people, this approach
doesn’t help people see their giving as an act of
worship.
People need to know that giving is more than just
writing a check or putting cash in the offering plate,
it’s about involvement in the Lord’s work – and that can
be rewarding and joyful. Here are a few ideas to help
your teaching in this category:
Website resources:
VIDEOS:
www.sermonspice.com
www.bluefishtv.com
www.wingclips.com
CARTOONS: www.kluth.org
www.GenerousGiving.org
POWERPOINT OFFERTORY SLIDES:
www.MAXIMUMgenerosity.org VIDEO TESTIMONIES:
www.Youtube.com
Search under “Journey to Generosity Plano”
PAMPHLETS: www.kluth.org
www.stewardshipdirect.com
www.MyFamilyOrganizer.org
4. FOCUS SOME STEWARDSHIP ACTIVITIES TOWARDS THE 90%
Research shows that 90% of a person’s financial wealth
is NOT in their cash flow but instead is in a person’s
assets and estate. Yet nearly all of a church’s
stewardship focus only concentrates on getting money
into the Sunday collection plate. The biggest gifts a
person will ever be able to give to their church during
their lifetime or at their death is from their
assets/estate (property, vehicles, investments, business
interests, jewelry, artwork, life insurance, etc.). Yet
90% of the people in your church will pass away without
having given anything to your church from their assets,
will, or estate plans. It is time for churches to
include communications and resources that help people
properly steward the assets God has given to them over
their lifetime.
Website resources:
www.MyFamilyOrganizer.org
www.idonate.com www.nationalchristian.com
www.plannedgift.com
5. CREATE ELECTRONIC GIVING OPTIONS
When I taught on finances and giving in churches in
India, I noticed they had the largest offering baskets I
had ever seen. When I asked them why, I was told that
they made the baskets big enough so that people could
put in a portion of whatever the Lord had blessed them
with during the week. Their offering basket held things
like bread, rice, eggs, money, and more! In one church,
they even had “storage houses” next to the church so
people could bring a tithe of their crops to church! In
America, I’m afraid our baskets are “too small.” We need
to create bigger baskets, so people can be faithful and
generous in their giving in other ways. I recommend we
create “bigger baskets” by creating a variety of ways
people can give. If we face the facts, there is a great
cultural shift in how people “do” money. If you ask the
average 20+ year old to “write a check”, they will tell
you they don’t own any checks! The younger the adult,
the more likely they are operating more and more
electronically with all or most of their financial
transactions. Church leaders need to adjust their
thinking and create more electronic giving options. The
issue in generosity is not in the method someone uses to
give, but the fact that they are faithful in their
giving. On-line giving, electronic funds transfers,
giving kiosks, stock brokerage accounts, and Christian
community foundation accounts are all part of a growing
trend to allow Christians to be more faithful in their
generous giving to the LORD’s work.
Website resources:
ELECTRONIC or WEBSITE GIVING:
www.vanco.com www.paypal.com
www.networkforgood.org
KIOSKS:
www.securegive.com
COMMUNITY FOUNDATIONS:
www.nationalchristian.com
6. PREACH GOD’S WORD ON FINANCES
Studies show that 85% of pastors are uncomfortable
preaching, teaching, or talking about money. One of the
main reasons for this is that over 90% of seminaries in
America over the last thirty years have not taught a
biblical approach to personal and church finances. The
good news is that there are 2,350 verses on finances and
material possessions in the Scriptures (so there is a
lot of material to choose from). When you examine the
Word for spiritual leaders who helped encourage
financial teaching and generosity in their generation,
the list is a veritable “Who’s Who” of Bible
characters. While it was common in the past for
churches to have an annual stewardship message, many
pastors today are teaching whole series on finances
covering a full range of topics from a Biblical
perspective – earning, savings, debts, materialism,
generosity, investing, and more. There are some helpful
ministries that can greatly assist pastors in this
important area – and they offer valuable insight and
free resources for a biblical approach to finances and
generosity.
Website resources:
www.GenerousGiving.org
www.SermonCentral.com
www.MAXIMUMgenerosity.org
7. EMPOWER THOSE WITH THE GIFT OF GIVING
The Bible teaches that God has given some people the
spiritual gift of giving. While all Christians have a
responsibility to give from whatever resources the LORD
entrusts to them, some individuals have uniquely been
given a special gift of giving. This normally means
they are able to make significant amounts of money, they
choose to live on less than they earn, and they are
internally motivated to help fund or resource kingdom
causes. Just like someone with a gift of leadership,
service, teaching, etc. these people also need
opportunities and encouragement to use and develop this
supernatural gift God has given them. There are a
number of resources and ministries that God has raised
up to empower these individuals to great levels of
generosity and service.
Website resources:
www.GenerousGiving.org
www.TheGathering.com www.NationalChristian.com
www.Crown.org (Special
Edition small group Bible study for people of
wealth)
Money and generosity are an essential part of spiritual
life; and with the information and resources provided
here, you can be used by the LORD to powerfully and
effectively impact your congregation’s giving and
financial health. The outcome will be transformed lives
and more fully devoted followers of Christ, perhaps the
best results for which pastors and church leaders could
ever ask.


ABOUT THE AUTHOR:
Dr. Brian Kluth is a pastor, inspirational guest
speaker, bestselling author, and a leading media
authority on church giving. His 40 Day Spiritual
Journey to a More Generous Life (www.kluth.org)
has become a bestseller with 320,000 copies in print and
translations underway in over 40 foreign languages.
Some churches have reported giving increases of 10-50%
after using his generosity resources. His free church
giving e-newsletter is sent to over 15,000 pastors and
church leaders worldwide. His newest resource,
Because I Love You FAMILY ORGANIZER is being
used by churches and ministries to inspire gifts of
assets and estate planning gifts.